First-timers Club
WHAT IS A MORTGAGE? | A guide to getting your first mortgage | ESPC's First-timers Club
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Welcome to the first episode of ESPC's First-Timers Club - the ultimate companion for first-time buyers in Scotland.
In this episode we discuss the basics of getting a mortgage including what a mortgage actually is, why you may need one to get a property and what's involved in securing one.
The initial consultation with an ESPC Mortgages adviser is free and without obligation. Thereafter, ESPC Mortgages charges for mortgage advice are usually £395 (£345 for first-time buyers). YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOANS SECURED AGAINST IT.
The information contained within this website is subject to the UK regulatory regime and therefore restricted to consumers based in the UK.
The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren’t able to resolve themselves. To contact the Financial Ombudsman Service, please visit www.financial-ombudsman.org.uk.
ESPC (UK) Ltd is an Appointed Representative of Lyncombe Consultants Ltd which is authorised and regulated by the Financial Conduct Authority.
ABOUT ESPC
ESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.
Whether you are buying, selling, a property investor or renting, ESPC is here with expert advice and thousands of properties for sale across Edinburgh, the Lothians, Fife, the Scottish Borders, central Dumfries and Galloway, and West of Scotland.
